oney。

A　good　broker　saves　me　time　in　addition　to　making　me　money…as　when　I　bought　the　piece　of　vacant　land　for　9；000　and　sold　it　immediately　for　over　25；000；　so　I　could　buy　my　Porsche　quicker。

A　broker　is　your　eyes　and　ears　to　the　market。　They're　there　every　day　so　I　do　not　have　to　be。　I'd　rather　play　golf。

Also；　people　who　sell　their　house　on　their　own　must　not　value　their　time　much。　Why　would　I　want　to　save　a　few　bucks　when　I　could　use　that　time　to　make　more　money　or　spend　it　with　those　I　love？　What　I　find　funny　is　that　so　many　poor　and　middle　class　people　insist　on　tipping　restaurant　help　15　to　20　percent　even　for　bad　service　and　plain　about　paying　a　broker　3　to　7　percent。　They　enjoy　tipping　people　in　the

expense　column　and　stiffing　people　in　the　asset　column。　That　is　not　financially　intelligent。

All　brokers　are　not　created　equal。　Unfortunately；　most　brokers　are　only　salespeople。　I　would　say　the　real　estate　salespeople　are　the　worst。

They　sell；　but　they　themselves　own　little　or　no　real　estate。　There　is　a　tremendous　difference　between　a　broker　who　sells　houses　and　a　broker　who　sells　investments。　And　that　is　true　for　stock；　bond；　mutual　fund　and　insurance　brokers　who　call　themselves　financial　planners。　As　in　the　fairy　tale；　you　kiss　a　lot　of　frogs　to　find　one　prince。　Just　remember　the　old　saying；　〃Never　ask　an　encyclopedia　salesperson　if　you　need　an　encyclopedia。〃

When　I　interview　any　paid　professional；　I　first　find　out　how　much　property　or　stocks　they　personally　own　and　what　percentage　they　pay　in　taxes。　And　that　applies　to　my　tax　attorney　as　well　as　my　accountant。　I　have　an　accountant　who　minds　her　own　business。　Her　profession　is　accounting；　but　her　business　is　real　estate。　I　used　to　have　an　accountant　that　was　a　small